Your Affordable Home Awaits!
Apply for Your HomeOpen the doors of homeownership in 3 easy steps:
1
Complete your application
Eligible applicants have a minimum gross annual income of $34,000* and save $1,000 down payment. View Qualifications.
*except for rural areas
2
Start your journey with our team
Meet your financial and volunteer goals and work with experts along the way. Visit our Q and A.
3
Own your home
Own a new, energy-efficient home with a mortgage payment that will not exceed 30% of your gross monthly income. View our homes.
You’re working hard, but…
✔ You’re still not sure you can afford a home?
✔ Don’t have the credit or down payment to qualify for a mortgage?
✔ Stuck in the never-ending cycle or rent?
✔ Not sure where to begin on your homeownership journey?
✔ You’re in the right place.
The Value Of Homeownership:
Save Money
Down payment assistance (if qualified/available), affordable rates, and energy efficient building means more money in your pocket.
Avoid Stress & Gain Support
Take the hassle out of homeownership. We are here to guide you along, every step of the way.
Achieve Stability
Space for your kids to learn, grow and thrive for generations to come.
We know how difficult it can be to purchase an affordable home.
You are not alone. We have helped over 100 families just like yours reach their dream of homeownership. We are here to help you!
Finding an affordable home is difficult! Habitat for Humanity builds quality homes and provides down payment assistance so that your dream of owning a home becomes a reality.
As hard as you work, making all the ends meet to afford a home your family wants to live in seems just out of reach. We at Habitat for Humanity believe that every person deserves a decent place to call home and we understand it is not an easy process. That is why we are committed to making the dream of affordable homeownership a reality for your family, just like we have for over 100 families in the past 25 years.
Our proven process walks you through your journey of homeownership. Here’s how it works. Fill out the homeowner application, or schedule a call with our housing expert to help you. If accepted, you will work through the requirements of the program at your own pace and in the end, you will have a new home. Stop stressing and start dreaming! Give your family the foundation they need to grow and thrive. Join the journey with industry leaders in construction, finance, and real estate that will empower you to reach your goal and own your own home.
Updates:
Credit and Home Ownership
Are you thinking about buying a home. Your credit plays a key part in this process. Here are some steps to take in regards to your credit and reaching your home purchase goal. 1. Review CreditGo to www.annualcreditreport.comYou can pull a free copy of your credit...
Affordable Housing Crisis
Renters with Children hit hardest by pandemic; Habitat offers solution The lack of affordable housing is what pushes many families to rent, according to a 2018 article by Rent Cafe. As this graphic shows, there are only 40 affordable & available units for every...
Renter’s Guide: Ten Tips for Tenants
The COVID-19 pandemic continues to drastically affect us individually and collectively.Changes in the economy, employment, and government-imposed moratoriums will bringabout a flood of mass evictions. If you need help staying in your home, MSHDA has created the...
Interested in becoming a Habitat Homeowner?
Just get in touch.
