your affordable home awaits

reach your dream of homeownership today and build a better future for your tomorrow


Apply for Your HomeLet's Talk

open the doors of homeownership in 3 easy steps


complete your application

Eligible applicants have a minimum gross annual income of $34,000* and save $1,000 down payment. View Qualifications.
*except for rural areas


start your journey with our team

Meet your financial and volunteer goals and work with experts along the way. Visit our Q and A.


own your home

Own a new, energy-efficient home with a mortgage payment that will not exceed 30% of your gross monthly income. View our homes.

you’re working hard, but…

✔ You’re still not sure you can afford a home?

✔ Don’t have the credit or down payment to qualify for a mortgage?

✔ Stuck in the never-ending cycle or rent?

✔ Not sure where to begin on your homeownership journey?

You’re in the right place.

the value of home ownership 

save money

Down payment assistance (if qualified/available), affordable rates, and energy efficient building means more money in your pocket.


avoid stress and gain support

Take the hassle out of homeownership. We are here to guide you along, every step of the way. 

achieve stability

Space for your kids to learn, grow and thrive for generations to come. 

you’re in the right place to own a home.

we know how difficult it can be to purchase an affordable home.

You are not alone. We have helped over 100 families just like yours reach their dream of homeownership and we are here to help you. 

download our free resource and see how you can overcome hurdles to owning a home

Overcome Homeownership Obstacles

finding an affordable home is hard. habitat for humanity builds quality homes and provides down payment assistance so that your dream of owning a home becomes a reality.

As hard as you work, making all the ends meet to afford a home your family wants to live in seems just out of reach. We at Habitat for Humanity believe that every person deserves a decent place to call home and we understand it is not an easy process. That is why we are committed to making the dream of affordable homeownership a reality for your family, just like we have for over 100 families in the past 25 years.
Our proven process walks you through your journey of homeownership. Here’s how it works. Fill out the homeowner application, or schedule call with our housing expert to help you. If accepted, you will work through the requirements of the program at your own pace and in the end, you will have a new home. Stop stressing and start dreaming! Give your family the foundation they need to grow and thrive. Join the journey with industry leaders in construction, finance, and real estate that will empower you to reach your goal and own your own home.

Apply Now




Hi, I’m Jeanette and I am a certified housing counselor and financial coach at Habitat for Humanity of Monroe County H.O.P.E. Program. H.O.P.E stands for Home Ownership Preparation and Education. We are a Michigan State Housing Developments Authority (MSHDA) certified...

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What does a homeowner look like?

What does a homeowner look like?

Habitat for Humanity’s newest homeowner, Jamie Miller, is not unlike any other member of the community. She did not have extraordinary circumstances which lead her to applying for a Habitat home - she simply wanted to be a homeowner. The 39 year old, mother of three...

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Homeowners Navigating

Homeowners Navigating

Unprecedented Times No one should have to worry about losing their home during the COVID-19 pandemic,” said Governor Gretchen Whitmer, as she and the Michigan Department of Insurance and Financial Services announced the MiMortgage Relief Partnership that...

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interested in becoming a habitat homeowner?

Just get in touch. 

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I want a home, BUT...

Download our free resource: How to Overcome Housing Obsticles

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